Digital payments are on the rise, especially since the start of the pandemic. It’s no surprise that Apple predicted this and added Apple Pay to iOS and watchOS years ago. With Apple Pay, you can make digital payments at compatible sources, directly through the Wallet app or with an NFC scan. You can also make online purchases using the same app, eliminating the need for cards or cash. Some users have been having issues with Apple Pay since updating to iOS 15, and if you’re in the same boat, here’s everything you need to know.

Apple Pay is a highly secure and encrypted app with numerous background services to verify your identity and purchase, thus maintaining maximum security. Across features and major updates to iOS, background services may be buggy or use older caches and tokens issued by the server. To resolve these issues, you may need to restart your device or reset the affected service.

The same thing seems to be affecting Apple Pay users, with some settings being reset in the background or the iPhone needing to restart so that a fresh set of security tokens can be issued to your device. If you’ve been experiencing issues with Apple Pay, we recommend starting with the known solutions listed below.

These solutions have worked for most iOS 15 users and should help resolve your issue as well. However, if you can’t get Apple Pay to work on your device despite trying these solutions, we recommend trying the other solutions below to resolve your issue.