You can use Apple Pay at selected ATMs to withdraw money from your bank account. The process works almost identically to using a contactless plastic card, except you use your Apple device instead.
How to Use Apple Pay at an ATM and Withdraw Cash!
To use Apple Pay at an ATM, you’ll need to find an ATM with a contactless payment symbol. Once Apple Pay is ready to use, find a contactless ATM nearby and follow these instructions. Withdrawals should work with an iPhone or when using Apple Pay on an Apple Watch.
Look for the ATM's contactless card reader. It has the icon below (or a similar icon):
Double-tap the standby button on your iPhone or the side or action button on your Apple Watch to open Apple Pay.