This article explains how to change the payment method on a Meta Quest 2 or Oculus Quest 2.
How to Change Payment Method on Oculus Quest 2 / Meta Quest 2
The Meta Quest app on your phone helps you manage your account outside of VR, with various settings and even a storefront where you can purchase games for your Quest 2. It’s also the easiest way to add and change payment methods, as you likely already have the app on your phone when you first set up your Quest 2.
Here's how to add or change a payment method in the Oculus phone app:
Open the Meta Quest app and tap Menu.