Apple Pay is a fast, secure, and contactless way to pay for purchases in stores and on the web. This article explains how to use Apple Pay on iPhone 13 and how Apple Pay works.

Like all iPhone models since the iPhone 6 series, the iPhone 13 can use Apple Pay in stores that accept it and have compatible payment terminals. To use Apple Pay on the iPhone 13, you'll need:

If you meet all the requirements from the previous section and are ready to start using Apple Pay on iPhone 13, follow these steps:

When you’re ready to pay at a store that accepts Apple Pay, wait for the cashier to signal that it’s time to pay. Often, the credit card terminal will have a light indicating that it’s ready to accept payment.