By default, your home folder is located on your startup disk, the same disk that your operating system resides on. However, this may not be ideal. Storing your home folder on a different disk may be a much better choice, especially if you want to improve your Mac's performance by installing a solid state drive (SSD) as your startup disk.
How to Move Your Home Folders on macOS and Configure Their Location | InclusiveTechWorld
For example, let’s say you want to replace your startup drive with a much faster SSD with a capacity of 512MB, enough to store all of your current data and allow for future growth. The simple solution is to move your home folder to another drive.
Before you begin, make sure you have a current backup, using whichever method you prefer. For example, you can clone your current boot drive, which still contains your home folder, to an external bootable drive. That way, you can restore everything to the way it was before you began this process, if necessary.
Once your backup is complete, follow these steps: