While it's always wise to consult a financial advisor before making major financial decisions, there are plenty of apps that can help you save money every day.

Here are some of the best money-saving apps for iOS and Android smartphones and tablets. They can give you discounts when shopping, help you manage your finances, and help you save more effectively.

Acorns, also known as Raiz, is a popular savings and investing app on iOS and Android devices. After you link your bank account and cards, Acorns rounds your transactions to the nearest dollar and deposits the difference into your Acorns account.

This loose change is then invested in one of five Acorns managed portfolios that you select, and has the potential to increase in value over time. Given the nature of the stock market, it also has the potential to decrease in value.