The best way to split a check or send money to a friend or family member is with a money sending app. The best money sending apps make it easy to start sending and receiving payments. Here are our picks for the best money sending apps this year.

Venmo is one of the most popular apps for sending money. It’s owned by PayPal, a company that has long recognized trends in personal finance and done it right. The Venmo app is intuitive and offers excellent security to protect your financial information.

For those looking for a socially satisfying experience, Venmo offers users the ability to view, share, and interact with other people's purchases (though you can also keep your payments private if you prefer).

Transfer fees are also very affordable: debit card and bank transfers are free, credit card transfers are 3% of the balance, while direct transfers from your Venmo account to your bank account cost 1% of the amount transferred (with a $10 limit). Venmo debit and credit cards allow you to earn rewards and easily manage your Venmo balance.