When you first install Windows 10, you’ll choose between using a local or Microsoft account. Microsoft accounts are a new feature, and Microsoft doesn’t want you to use a local account in Windows 10. Making the wrong choice here could mean missing out on some of the great features Windows 10 has to offer.
Windows 10 – Local Account vs Microsoft Account
If you've ever logged into a home computer running Windows XP or Windows 7, you've used a local account.
The name may scare off novice users, but it is nothing more than an account to access your computer as a standard administrator. A local account works on that specific computer and no other computer.
Benefits of using a local account include: